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Buy with a 5% deposit. If you have decent credit ratings there are currently plenty enough lenders out there doing 95% LTV. This comes with two risks: firstly, the worst the economy gets, the more lenders tighten their belt, the fewer will lend you 95%, so you get less choice and at higher rates.

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Reasons for Bristol are: friends, proximity to nature while still being in a city. We have a decent budget, but can’t quite decide on where to narrow our search. We want someone “nice”, but concerned that the likes of Clifton, Westbury on Trym, Redlands etc may be a bit of a bubble.caringcarer · 09/05/2023 13:59. Your friend needs to be extremely cautious. If you buy a property with a tenant on a rolling tenancy as Section 21 is coming to an end and unless the tenant is behind with the rent or causing a social nuisance in …The property will need both an electric and gas safety check before renting but the agent should be able to help. We have had a number of small repairs since the tenants moved in but again it’s just been a case of authorising with the agents. ... Mumsnet carries some affiliate marketing links, so if you buy something through our posts, ...Nov 3, 2015 · So if I offered £110k and got it, could I still take out a £120k mortgage to do the work? No you couldn't. I think you need to see a mortgage broker or financial advisor before looking at properties as you don't seem very clued up on how it works- you can't even get 100% mortgages anymore let alone mortgages in excess of the purchase price. The Trinity property @Chocolatedeficitdisorder posted (although technically in Leith, estate agents like to stretch the boundaries of trinity) is right on a large park and minutes from the school and some very good nurseries. It's near the botanic gardens which is free. ... Mumsnet carries some affiliate marketing links, so if you buy something ...

You can take steps to help lower your property taxes. SmartAsset walks you through the steps to save you money. Calculators Helpful Guides Compare Rates Lender Reviews Calculators ...Had been on the market for a few months at the time but felt it was too overpriced for the location and some other minor issues that brought the price down. The EA told us the vendor refused to consider less than £1m. During the covid house boom the vendor was told his house is worth £1m so he won’t go below £1m.

In my last property the woman who came to inspect acted as if me living there was a gift, she opened all the bedroom wardrobes and drawers, drawers that were mine! (Unfurnished property) and took loads of photos. ... Mumsnet carries some affiliate marketing links, so if you buy something through our posts, ...Oct 7, 2023 ... Join our Property forum for renovation, DIY, and house selling advice. ... property I wanted so decided to take a break from house hunting. I've ...

May 25, 2020 · It will depend on lots of things to how long it will take to sell (maybe ask a local estate agent for local knowledge of the type of place you have). My personal experience was shortest - 9 weeks to longest 5 months. Re mortgage you can move your mortgage to a new property then add a new mortgage for any difference. Aug 15, 2022 · a) a mortgage from a UK bank to buy a property in an EU country. or. b) get a mortgage in the other country to buy a property there, whilst resident in the UK, and not an EU citizen. for context: 2x mid 30s professionals with a help to buy mortgage on a property that no longer suits our needs, and where the government loan repayments kick in 2 ... caringcarer · 09/05/2023 13:59. Your friend needs to be extremely cautious. If you buy a property with a tenant on a rolling tenancy as Section 21 is coming to an end and unless the tenant is behind with the rent or causing a social nuisance in …

Dec 6, 2020 ... Must have: Separate living room which is a no toy zone. Play room next to the kitchen. Simple and secure garden for playing in. ... Space for a ...

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2 days ago ... 20% lower than asking price. We were asked by the buyers if we could leave the offer on the table. That four siblings were selling for elderly ...You need to start by finding the legal agreement (financial settlement) from when your parents divorced. If your Mum was supposed to become the legal owner as part of the agreement this should have been recorded with Land Registry. Legally if your Dad is on the Land Register with no restrictions he is the legal owner.Feb 4, 2023 · Recently sold a property of slightly less value which went on the market in October, estate agent advised putting it at £10k more than they expected it to go for. We had one offer £25k below within the week which we declined, a day later offer for the £10k below from someone else which we accepted. A lot depends on the position of the buyer ... Nov 3, 2015 · So if I offered £110k and got it, could I still take out a £120k mortgage to do the work? No you couldn't. I think you need to see a mortgage broker or financial advisor before looking at properties as you don't seem very clued up on how it works- you can't even get 100% mortgages anymore let alone mortgages in excess of the purchase price. RedToothBrush · 23/06/2021 14:54. As Alice says when you come to sell shared ownership its a set price which you cant take offers on. I have been told of a friend of a friend story where the housing association refused to drop the price even though there was no interest.Sep 13, 2022 · Join the discussion with other Mumsnet users who are going through the process of selling or buying a house. Share your experiences, tips, and advice on viewings, offers, conveyancing, and more. Jan 26, 2024 ... SE England Married couple in 30s with a young child £700 a month for 2 days at nursery Combined salaries of £65k/£4k a month Option 1: ...

thefirstmrsrochester · 18/01/2021 00:52. I wouldn’t buy a persimmon house. That said, where I live, they are the only ‘affordable’ homes. At £200k for a small 3 bed, in not an especially desirable part of the central belt in Scotland. Cheaply kitted out.Feb 11, 2024 ... Most houses have been on for months. A couple were "sold" but came back on market. Few have sold (but they are super nice and were still reduced) .....Strange things that give you the heebie jeebies? Looking for the title of a programme about teens trying out working in a restaurant. Join one of our most popular boards. Chat is the place to, well chat. Muse, debate, share ideas or …Report. Bookmark. johnd2 · 17/07/2022 09:40. The wires on the pylon are about 30m away but the wires in every wall, floor and ceiling in your house are less than a metre away. Given electromagnetic fields decay exponentially as you get further away, the field from the sockets in the walls would be much stronger.Nov 7, 2017 · That's normally when a non-tenanted property would cease to be actively marketed by an EA. It demonstrates commitment on your part and gives the seller some peace of mind. But if I were a landlord desperate to sell, I'd at the very least serve notice before marketing the place because no tenant has to allow viewings, whatever the tenancy ...

Having an investment property is a good thing. You can rent it out and get an additional monthly income to supplement what you already have. But what you earn largely depends on wh...

The location is ideal, with a large and lovely garden, off-street parking and have potential to extend via side-extension or roof extension. The caveat is that the house needs a total renovation. It's a 2-floor, 1300sqft, 3 bedroom 1930s detached house that has been lived by the previous owner for a few decades. If we refurbish it, it will need:Stafford has expanded rapidly over the last 20 years (as has everywhere) and has its problems. Transport through town and into town is slow at peak times and roads get gridlocked. There are plenty of back routes though! You are in the middle of the main road/ train lines M6/ fast train to London.Our current sink is the most practical we've had - 1.5 undermount stainless steel (and silestone quartz worktop). Its easy to maintain and clean and stuff doesn't break if you drop it in. Worst was a black speckled composite one that was a total nightmare to keep clean. Constantly looked white from the limescale.You pay down the mortgage by 20 and the house grows in value by 20. Now you have 40k equity. Next house you buy is 140. You can take out the same loan as you started with, 100k, but the house is better at 160k value. Bit by bit you grow equity and your ability to pay higher prices gets more.FlowerPower25 · 11/04/2018 16:50. Hi all, DH's job is taking us to Leicester at some point over the next year. The plan was originally to rent for 6months so we could get to know the area (and rent out our house), but now we are expecting! So instead looking to buy straight into the area, and avoiding moving twice whilst pregnant/with newborn.Feb 16, 2024 ... Lots of properties coming on to market (London)! ... It's been quite a roller coaster ride, with crazy rate increases (ours went from 3% to 6% to ...Ditto look in all the cupboards and wardrobes, make sure they're not hiding something (like a huge hole in the wall, damp/rot, doors that cover a wall to make a place look like it has more storage (same thing with drawer fronts)). Fuck the 'connection' bollocks, stick to signs not to ignore that could cost you big £££.

Worth having a survey so a) you can use it as bargaining power to bring the price down especially if the mortgage valuation. May spot something you’ve missed and have local knowledge about the area or property that may be useful - eg flooding. I would always do a full independent survey which includes a valuation.

Nov 20, 2023 ... Sitting on the fence. your vendors have been good to you, really good. Yes they've moved but without this sale you could be putting them in a ...

Apr 22, 2023 ... House prices back on the rise. The madness returns! ... In fairness if you found a decent house in a decent area for 700k-900k, there would be no ...Nov 11, 2023 · If your property is properly priced and stand-out as you think, then it will sell. Do have a look on RM in your area to see what properties - especially those similar to yours - have sold in the last 2 or 3 weeks and what price they were asking. Assume that they may have accepted offers up to 10% off the listed price. Ofgem reckons the average property uses 12,000 kWh gas a year (so, an average of 1,000 a month, although obviously we're in the cold part of the year now and would be at the high end of that average). ... Mumsnet carries some affiliate marketing links, so if you buy something through our posts, we may get a small share of the sale …Buy with a 5% deposit. If you have decent credit ratings there are currently plenty enough lenders out there doing 95% LTV. This comes with two risks: firstly, the worst the economy gets, the more lenders tighten their belt, the fewer will lend you 95%, so you get less choice and at higher rates.Mar 7, 2023 · Property asking price. 58 replies. Alexalee · 07/03/2023 07:54. About to put a house on the market. General consensus is sale price will be around 525k. Would you list at 525k. 550k to allow the buyer to make an offer and think they were getting a deal. Or offers over 500k to get the most amount of viewers. Imdoingitnow · 13/07/2021 17:55. Spondon is quite pleasant in fact the villages near the a52 between Derby and Nottingham may be worth considering like ockbrook borrowash, draycott, breaston Toton etc. Derby has some real gems of parks - markeaton allestree park and Darley park.Their initial best price was around £12k for 2 doors and 9 windows, including a bay. Local companies seem to be much quicker in quoting. Had one local company round, he literally ran round in 5 mins, just to see what type of windows & doors we wanted. Got a quote through the following day for just over £6k.Moving house and you're not quite sure what to go for? Or have you got some cleaning tips to share? For all things domestic, our house and home forum is the place …

Jan 23, 2024 ... Receiving a draft contract can happen relatively early in the process and isn't necessarily indicative that they won't commission a survey.A single parent asks for advice on buying a house in uncertain economic times. See the replies from other Mumsnet users who share their experiences, opinions …RM2013 · 20/03/2023 18:42. Personally I wouldn’t spend money staging a property. Most people can see beyond others’ belongings and the house is a home so will reflect that. Most important thing is that a house is clean, tidy and relatively clutter free.Instagram:https://instagram. tv guide listings for tonight houston txskyward family access oak harborstar harvey wikipediaradiodiscussions.com May 25, 2023 · Four months ago, interest rates were predicted to peak at 4.5% in summer. Now analysts (namely stock market folks) think it's going to reach 5.5 by the end of the year before slowly coming down from Q2 2024. So many people are gonna be fucked. We were meant to be buying a really expensive house but that fell through. Aug 22, 2023 · Advertisement. K10f1 · 22/08/2023 10:43. I bought a probate property at the start of the year. Probate was through within 10 weeks of them applying (although the deceased had passed 5 months before they applied, but they had not marketed the property until they applied so this time didn’t affect our sale). taylor swift shirt designups number near me You pay down the mortgage by 20 and the house grows in value by 20. Now you have 40k equity. Next house you buy is 140. You can take out the same loan as you started with, 100k, but the house is better at 160k value. Bit by bit you grow equity and your ability to pay higher prices gets more.HarrowToCroydon · 01/06/2021 15:00. We are thinking of locating to Croydon from Harrow. At first glance Croydon seems more affordable than Harrow. Our budget is around 500k to 575k and happy to do up a house but space is key. The train connections to London from East Croydon are part of the consideration and Croydon feels greener than Harrow. kohls department store locations Imdoingitnow · 13/07/2021 17:55. Spondon is quite pleasant in fact the villages near the a52 between Derby and Nottingham may be worth considering like ockbrook borrowash, draycott, breaston Toton etc. Derby has some real gems of parks - markeaton allestree park and Darley park.Aug 6, 2023 · It can take time for a house to:feel like a home. Also, unless you plan to sell soon, the price is irrelevant. We brought our house in 2008 crisis. It’s increased every year despite austerity, brexit, pandemic etc. also, if your house decreases in value, others will also, so it’s all relative.